Informal Workers Social Protection Scheme
Save for tomorrow, starting today. A flexible, URBRA-licensed pension and social-protection scheme designed for Uganda's informal-sector workers.
Membership
Join ISPS in minutes with just your phone and a PIN — built for boda riders, market vendors, and every informal worker.
Contributions
Save any amount, anytime — MTN MoMo, Airtel Money, bank, or cash. Watch your balance grow with every contribution.
Benefits
Retirement, medical, education, housing and loan support — five sub-funds protecting you and your family.
Reports & Downloads
Mr. Ian Gumisiriza Jeremiah
“ISPS is committed to a dignified retirement for every informal worker — with integrity, transparency, and care.”
A licensed scheme protecting Uganda's informal workers
ISPS is a retirement-benefits scheme licensed by URBRA — the Uganda Retirement Benefits Regulatory Authority — built for the millions of Ugandans earning day to day.
Trustee-governed and audited annually, ISPS ensures every shilling you save is protected and invested responsibly, so you can build a stronger, more secure future for you and your family.
Benefits Built Around Your Life
Five sub-funds plus free financial education — protecting you across every season of life.
Retirement Savings
Build a nest egg over your working life and enjoy a comfortable, dignified retirement.
Medical Cover
Access part of your savings for medical needs when illness strikes you or your family.
Education
Set aside funds for school fees and give your children the gift of education.
Housing
Save towards building or renting a home — a roof over your family is within reach.
Loan Access
Tap into emergency support when life is unpredictable, without losing your savings.
Financial Education
Learn to budget, save and invest with free resources designed for informal workers.
Vision
A Uganda where every informal worker can save with confidence and retire with dignity.
Mission
To help informal-sector workers save, invest and access welfare — building lasting financial security.
Core Values
Integrity, Inclusion, Security, Service, Accountability
Our Slogan: Save for Tomorrow, Starting Today
Licensed & regulated by
Scheme service providers
Start Your Journey to a Better Future Today
Join thousands of informal workers who are saving, growing, and securing their future.